Smart medical cost savings know-how, up to 8x savings

Smart medical cost savings know-how, up to 8x savings 

 

Healthcare costs are now becoming one of the most volatile parts. However, we can effectively save money on healthcare costs through clear strategies and smart choices. In this blog, we'll learn more about how to reduce healthcare costs by up to eight times through a total of 5 methods, from neighborhood clinics to using regular hours.

 

1. Visit the local councillor:

First, visiting a neighborhood clinic is the first step in reducing medical expenses. Neighborhood clinics, which are primary hospitals, have a lower out-of-pocket expenses of 30%, and the out-of-pocket expenses for simple medical care are economical, ranging from W3,000 to W4,000. If you have a relatively mild illness or need counseling, you can prefer a neighborhood clinic to reduce medical expenses.

 

2. Chronic diseases are treated from the first and second hospitals:

In the case of chronic diseases, you can make the most of the health insurance benefits if you receive treatment at the primary and secondary hospitals. In particular, for chronic diseases such as high blood pressure and diabetes, it is more economical to receive treatment at primary and secondary hospitals. In the case of non-emergency, you can first visit the primary and secondary hospitals and receive a request form to receive health insurance benefits.

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3. Re-visit at the same hospital:

A fixed visit to the hospital is also a way to reduce medical costs. If you receive re-treatment at the same hospital, the fee for visiting the hospital is about 30% cheaper than the first visit, so if you need regular treatment, you can visit the hospital to lower the cost. The fee for visiting the hospital is applied based on 30 days for general diseases and 90 days for chronic diseases.

 

4. Visit during regular medical hours:

It is important to visit during regular medical hours to save money. On holidays or late-night medical hours, there may be an additional 30% to 100%. Therefore, you can use the regular medical hours from 9 a.m. to 6 p.m. to save money.

 

5. Prevent emergency situations that require urgent care:

Preventing emergencies that require urgent care is a better option. Preventive health care and regular checkups can help you detect and treat diseases early, so you can avoid emergencies. Prevention is more economical than treatment and has a positive impact on your health.

 

Through these various methods, we can smartly reduce medical expenses. Try to manage financial medical expenses by choosing the appropriate method according to your health condition and situation. Saving medical expenses is not just an economic benefit, but also a way to live a healthy life.